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Danny J. C.
- Jun 27, 2020
- 5 min
Digital Asset Adoption - Disrupt Or Be Disrupted
Cryptocurrencies - digital assets - and Distributed Ledger Technologies such as Blockchain has captured significant attention from the media, financial institutions, governments, regulatory institutions, and investors over the last years. Blockchain will change e-commerce and supply chain management; gaming; financial services such as lending, remittance and digital payments; data security and identity management; fundraising and asset digitalisation. Gartner reported that bl
Danny J. C.
- Mar 17, 2020
- 5 min
A New World
3 Ways Fractional Sharable Tradable Digital Assets Will Reshape The World A thought. It's 2030. How you think assets will be owned? Perhaps not all? Fractional? Or will all be sharing? The raise of the internet and smart devises have changed everything, the way we communicate, the way we do business, the way we buy stuff, the way we access the world. Do you think investments in companies or commercial real estate will still happen through a broker? In an office? Signing paper
Danny J. C.
- Feb 18, 2020
- 4 min
Everything-as-a-Service
Exponential Data Growth with data volumes exploding. With inputs from social media providers and company data sources building a digital twin-like view of the customer and their preferences, and all this data needs to be stored somewhere. The Internet of Things (IOT), 5G, Big Data, AI and Cloud have driven data collection to new levels, all impacting business simultaneously, technologies and services in the emerging serverless ecosystem. Serverless architectures refer to serv
Danny J. C.
- Jan 21, 2020
- 4 min
Distributed trust and assets
First things first, Web 2.0 is the internet as we currently know it - interactive experiences and user-generated content, largely driven by three core layers of innovation: mobile, social and cloud - Uber, Airbnb, Facebook and Instagram. "Web2 applications bundled data storage and application logic. The paradigmatic shift in Web3 is the unbundling of data and application logic. By unbundling what was previously bundled, data owners won’t need to trust application providers wi
Danny J. C.
- Dec 27, 2019
- 4 min
IRS
“At anytime during 2019, did you receive, sell, send, exchange, or otherwise acquire any financial interest in any virtual currency?” Taxable Receipts Of Cryptocurrencies (US) The basics If you sold your cryptocurrency, you need to report the transaction. If you wound up with a capital gain, you must pay the appropriate tax. Cryptocurrency as salary or compensation As an employee or a contractor getting paid in cryptocurrencies, is no difference to regular fiat salaries and w
Danny J. C.
- Dec 17, 2019
- 3 min
Fractional Ownership Of Everything #Assetization #Tokenization (Part VII)
Asset digitalization (aka tokenization) is creating a whole new user experience and investor opportunities. Digitizing an asset and using a smart contract enables the shares’ owners, for example, to sell shares of private securities on complaint exchanges on-demand with potential high liquidity, avoiding lengthily lockup of their capital like with traditional investments. Assetization it isn’t doing anything to the financial security itself, but it changes the way ownership i
Danny J. C.
- Nov 17, 2019
- 3 min
Gradually, then suddenly '19
I wrote in last year here a short piece on #Hypergrowth #Innovation and the need to #Stay_competitive for firms. With ever-emerging new technologies, smart devices everywhere, and much faster adoption via the internet every firm becomes a tech-firm. "Competitive lines are constantly being redrawn" With new business models and technologies coming to the market at light-speed, legacy businesses are constantly challenged. Faster products, processes, and distribution innovations
Danny J. C.
- Oct 17, 2019
- 7 min
Fractional Ownership Of Everything #Assetization #Tokenization (Part VI)
Benefits and characteristic on Assetization or Tokenization (of asset) are in part I and II of this series. We also looked already in detail at #STO_in_USA (II), since the US market displays strong interest and offers a large market-size. We also covered most of the EU in part III, APAC and MENA in part IV, and the Caribbean in part V. Financial regulatory authorities by country A-B Afghanistan – Da Afghanistan Bank (DAB) Albania – Albanian Financial Supervisory Authority (FS
Danny J. C.
- Oct 16, 2019
- 6 min
Fractional Ownership Of Everything #Assetization #Tokenization (Part V)
Benefits and characteristic on Assetization or Tokenization (of asset) are in part I and II of this series. We also looked already in detail at #STO_in_USA (II), since the US market displays strong interest and offers a large market-size. We also covered most of the EU in part III, APAC and MENA in part IV. The goal of this series is to show that in theory everything can be tokenized, tangible and intangible, as token embedded smart contracts serve the same function as tradit
Danny J. C.
- Oct 15, 2019
- 5 min
Fractional Ownership Of Everything #Assetization #Tokenization (Part IV)
Benefits and characteristic on Assetization or Tokenization (of asset) are in part I and II of this series. We also looked already in detail at #STO_in_USA (II), since the US market displays strong interest and offers a large market-size. We also covered most of the EU in part III. The goal of this series is to show that in theory everything can be tokenized, tangible and intangible, as token embedded smart contracts serve the same function as traditional paper-contract, and
Danny J. C.
- Oct 14, 2019
- 13 min
Fractional Ownership Of Everything #Assetization #Tokenization (Part III)
Benefits and characteristic on Assetization or Tokenization (of asset) are in part I and II of this series. We also looked already in detail at #STO_in_USA (II), since the US market displays strong interest and offers a large market-size. The goal of this series is to show that in theory everything can be tokenized, tangible and intangible, as token embedded smart contracts serve the same function as traditional paper-contract, and to showcase different legislations in differ
Danny J. C.
- Oct 11, 2019
- 4 min
Fractional Ownership Of Everything #Assetization #Tokenization (Part I)
Consumers are valuing experiences over possessions, hence a rising number of goods categories such as clothes, furniture, jewelry, houses, collectibles, vehicles are becoming available for rent or resell, or even split into shares that can be traded. Emerging 'assetization economy' where personal goods being treated assets, and tokenized for fractional ownership and tradability. Examples are plenty: Rental platforms for clothing and furniture has increased in recent years, fu
Danny J. C.
- Oct 11, 2019
- 5 min
Fractional Ownership Of Everything #Assetization #Tokenization (Part II)
A new form of financing, using Blockchain technology to offer digital securities that can represent an ownership stake in a real asset and simultaneously be as easily transferable as cryptocurrency. Real estate, home loans, debt, companies equity, commodities, funds, and funds of funds all can now be offered as a digital security to reduce the capital friction associated with investing and taking ownership of assets. This new innovative way of digital securities does allow en
Danny J. C.
- Sep 19, 2019
- 4 min
Cyber Security
Ten years ago, the Satoshi’s Bitcoin whitepaper, and three years ago with the release 'Blockchain 2.0' Ethereum, Blockchain development and enterprise applications accelerated exponential. The promise of Blockchain's disruption, with a potential for businesses to realize additional $176 billion in value from Blockchain innovation by 2025, growing to more than $3.1 trillion by 2030, is fascinating. For features and advantages of DLT (Distributed Ledger Technology) such as Bloc
Danny J. C.
- Sep 16, 2019
- 3 min
貸
貸, Chinese character, translates 'to lend or provide capital for a loan', which the name 'Dai' is derived from. The Dai Stablecoin is a collateral-pledged Cryptocurrency, which value is stable relative to the USD. Most Cryptocurrencies, such as Bitcoin (BTC) and Ether (ETH), are too volatile to be used as everyday currency or for payments. The value of a Bitcoin often experiences large fluctuations, rising or falling by as much as 25% in a single day and 300% in a month. Make
Danny J. C.
- Jun 3, 2019
- 3 min
SME Financing
The newly established companies and SMEs are often too small to raise their capital in the public market and also not efficient enough to complete a “debt” offering or secure a “bank” loan with their limited operating history. Why worry about the financing issues of small and medium-sized enterprises (SMEs)? In Europe, there are more than 21mil companies in the SME sector, employing nearly 90mil people. In the United States, 30mil SMEs account for nearly two-thirds of net new
Danny J. C.
- Apr 9, 2019
- 4 min
Wall Street 2.0
Investment banking is seeing its historical profit centers eroded by technology and regulations. Core processes are being automated or commoditized. Progressive Investment Banking The biggest players in asset management, firms like Vanguard with total assets under management (AUM) comes close to the total AUM at the top banks. Across equity research, sales & trading, technology is replacing humans to fight poor performances and new regulations, as banks have figured out they
Danny J. C.
- Apr 1, 2019
- 2 min
Blockchain’s emerging role Remittance
The global remittance market grew by 10% in 2018 and is projected to grow to $1.035 trillion by 2022 and $1.413 trillion by 2025 Western Union dominates legacy cross-border money transfers with $78 billion annually, in 200 countries, and with over 500,000 agent locations Forecast growth of global remittances market inflows, (in US$ billions) Remittance inflows as a share of GDP in 2018 (%) Social and economic impact The future is bright for progressive versions of remittance
Danny J. C.
- Mar 27, 2019
- 5 min
Regulating Virtual Currencies
In the states, the U.S. Commodity Futures Trading Commission (CFTC) and Securities and Exchange Commission (SEC) have taken the lead to regulate digital currencies at the federal level in regards to trading of and investing in digital currency derivatives. The ultimate goal is to educate and protect investors. Firms and projects aiming to pursue a Security Token Offerings (STO) to tokenize their equity or other assets for sale, will need an STO Advisory to strategies and help
Danny J. C.
- Mar 21, 2019
- 3 min
Crypto Collateral
Crypto lenders are raking in profits and growing despite the current year-long bear market. Such lending platform work by connecting borrowers to a network of lenders registered on a platform. To borrow an amount, the borrower needs to first deposit his/her cryptocurrency assets on the platform as collateral. The lender can lend the amount to borrower and earn interest over it. Once, the borrower repays the loan with interest, he/she get’s back his/her crypto assets from the